New Zealand’s insurance market is dynamic, with many companies offering various services. Among them, Tower Insurance stands out as a trusted and long-standing provider. Whether you’re a homeowner, vehicle owner, or traveler, Tower Insurance offers reliable solutions tailored to your needs. Let’s explore why Tower Insurance is a popular choice and what you should know about their services.
About Tower Insurance: A Legacy of Trust
Tower Insurance has been serving New Zealanders for over 150 years. It started in 1869 as a small mutual society and has grown into one of the country’s largest insurance companies. With a strong reputation for customer service and transparent policies, Tower has earned the trust of individuals and businesses alike.
Why Choose Tower Insurance?
- Local Expertise: Tower understands the unique needs of New Zealand residents. From earthquakes to extreme weather conditions, their policies cover the risks most relevant to Kiwis.
- Flexible Options: They offer a wide range of insurance products, including home, car, travel, and contents insurance. You can customize your policy to suit your specific needs.
- Easy Claims Process: Tower is known for its straightforward and quick claims process. You can file claims online, making it hassle-free during emergencies.
Types of Insurance Offered by Tower
Here’s a closer look at the main insurance products Tower offers:
1. Home Insurance
Protecting your home is crucial, especially in a country prone to natural disasters. Tower offers comprehensive home insurance that covers:
- Damage from natural disasters: Earthquakes, floods, and storms.
- Accidental damage: Protection against unexpected accidents.
- Liability cover: If someone is injured on your property, this insurance helps cover the costs.
2. Car Insurance
Tower’s car insurance plans are flexible, offering three main types:
- Comprehensive: Covers damage to your car, theft, and third-party liability.
- Third-party, fire, and theft: A budget-friendly option that covers theft and damage to others’ property.
- Third-party only: Basic coverage for damage you cause to others’ property.
3. Travel Insurance
Whether you’re traveling within New Zealand or overseas, Tower’s travel insurance provides peace of mind. It covers:
- Medical emergencies.
- Lost luggage.
- Trip cancellations.
4. Contents Insurance
This covers your personal belongings within your home. If you lose items due to theft, fire, or other insured events, Tower will help replace them. You can also add accidental damage cover for extra protection.
How to Choose the Right Tower Policy
Choosing the right insurance policy can be overwhelming. Here are some tips:
- Assess your needs: Determine what type of coverage you need. For instance, if you live in an earthquake-prone area, ensure your policy covers natural disasters.
- Compare policies: Tower offers different levels of coverage, so compare the benefits and premiums.
- Check for discounts: Tower often provides discounts for bundling multiple policies or maintaining a no-claims record.
Customer Reviews and Reputation
Tower Insurance has received positive feedback for its customer service and ease of claims. Many customers appreciate the user-friendly online platform and prompt support. However, like any company, there are occasional complaints. It’s essential to read reviews and understand both the strengths and limitations before purchasing a policy.
Final Thoughts: Is Tower Insurance Right for You?
Tower Insurance is a solid choice for New Zealand residents seeking reliable and flexible coverage. With over a century of experience, they offer policies that address the specific risks faced by Kiwis. Their straightforward approach and easy claims process make them a trusted partner for protecting your assets.
When choosing insurance, always compare your options and read the fine print. Tower’s diverse range of policies means there’s likely a plan that fits your needs perfectly. Protecting what matters most doesn’t have to be complicated, and with Tower Insurance, you can enjoy peace of mind knowing you’re in good hands.
